Posts from December 9th, 2025

Two milestones shape most purchases: inspections and appraisal. Inspections help you understand condition; appraisals help the lender confirm value. In Florida, insurers may also request a 4‑point or wind mitigation report for older homes—those can affect coverage and cost.

Expect to find some items; older coastal homes may show deferred maintenance, while newer builds can have punch‑list items. Focus on safety, structure, roof, HVAC, and water intrusion. When issues arise, solutions include repairs, credits, or—in rare cases—cancellation within agreed timelines.

Appraisal below contract? Options include price adjustments, increased down payment, or appraisal‑gap coverage if you built that into the offer. Calm, fact‑based negotiation is the key to keeping good deals together.

We are an excellent resource for you, just reach out!

Equal Housing Opportunity. We provide the same diligent process to every client.