Posts from November 30th, 2025

Florida's post‑Surfside safety reforms changed how condos operate, fund, and disclose building maintenance. Condominiums three stories or higher must undergo milestone structural inspections and maintain a Structural Integrity Reserve Study (SIRS), with funding requirements for key components. For buyers, this means better transparency—and sometimes higher monthly dues or special assessments when associations are catching up.

Before you fall in love with the view, read the documents: most recent budget, reserve schedule, SIRS, year‑to‑date financials, board meeting minutes, and any notices about inspections or assessments. Ask your lender and insurance agent whether the building qualifies for financing and standard coverage; some buildings with large deferred projects may narrow your options or require larger down payments.

Higher dues aren't "bad" if they reflect healthy reserves and proactive maintenance—those buildings often age better and attract stable...

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